Now’s the time.  If ever before you wanted to buy a home — or you think in the future you might want to buy a home — you will ALWAYS regret not buying in 2009!!  Why?  Well, lots of reasons really — but here we want to point out current interest rates!  They have never been this low.  Well, maybe for yoour great great grandparents or something!  But not in my lifetime — and I’m old!  Why?  Because the government wants them that way…that’s why.  What do I mean?  We are in a recession.  This is the most serious recession since before I was born (and remember I’m OLD!).  If you remember your history or economics, the Keynesian philosophy says we need to spend our way out of recessions.  And the banks and other financial institutions are being careful to keep their money in the bank, so to speak.  So the government, bless their hearts, opened up the printing presses and are sending those same institutions , the ones that make home loans and business loans, lots and lots of money with one order: “LOAN IT OUT TO HOME BUYERS AND BUSINESSES.”  That way, simply put, we will be buying our way out of this recession and we can all heave a collective sigh and go back to normal. 

House prices are wearing “20% off” labels and even more, in many cases, from a couple years ago.  And, when we saw bargains like that in stores, we’d open our checkbooks and buy.  DIfference is:  in housing, you normally NEVER get such a deal!  Then, add to that these teeny weeny fixed rates and it becomes like this imperative thing to do: GET YOURSELF THE HOME OF YOUR DREAMS…NOW!  Before everyone else figures this out.  Otherwise, when you drive down your “dream street” past your “dream house” in two or three years, you will start crying.  Uncle Sam won’t be giving money to those banks to lend at such rates and homeowners who DID jump now, will be smiling as they see their house prices rise and rise!  Want to know what interest rates are?  You know, they change daily.  Go to www.theirvineteam.com or call 636-391-2100 and we’ll give you the most current info.  And, from that website, you can also go “on the web” shopping for listings!  You’ll be pleasantlly (actually, joyfully!) surprised!!

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